h1 { font-size: 120%; }
h2 { font-size: 100%; }
h3 { font-size: 110%; }
h2 { margin: 0; }

body { font-family: Arial, Helvetica, sans-serif; 
font-size:12px; 

}

a:link, a:visited  { text-decoration: none;
color: #23238E;  }

a:link:hover, a:visited:hover  { text-decoration: underline;  
color: #606040;  }

hr  {  color: #D8D8BF; background: #D8D8BF; height: 0.2em  }